{"id":1622,"date":"2025-03-04T07:29:13","date_gmt":"2025-03-04T15:29:13","guid":{"rendered":"https:\/\/immixgroup.ca\/blog\/?p=1622"},"modified":"2025-03-04T08:38:25","modified_gmt":"2025-03-04T16:38:25","slug":"supporting-women-at-every-stage-how-employee-benefits-can-make-a-difference","status":"publish","type":"post","link":"https:\/\/immixgroup.ca\/blog\/2025\/03\/04\/supporting-women-at-every-stage-how-employee-benefits-can-make-a-difference\/","title":{"rendered":"Supporting Women at Every Stage: How Employee Benefits Can Make a Difference"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1622\" class=\"elementor elementor-1622\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ded9e4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ded9e4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6956814\" data-id=\"6956814\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-696976a elementor-widget elementor-widget-text-editor\" data-id=\"696976a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>The Workplace Has Changed\u2014Have Your Benefits?<\/h2><p>by <a class=\"tykvYtnSECpeoMKlqvoreUufywOfzdchUlzs \" href=\"https:\/\/www.linkedin.com\/in\/lindsaybyrka?miniProfileUrn=urn%3Ali%3Afs_miniProfile%3AACoAAAn8An8Bxprf8iHibQic0XbGcyJcBi8RGNo&amp;lipi=urn%3Ali%3Apage%3Ad_flagship3_search_srp_all%3BDkey4h8EST6y11A2WYzjdQ%3D%3D\" data-test-app-aware-link=\"\" data-ntt-old-href=\"https:\/\/www.linkedin.com\/in\/lindsaybyrka?miniProfileUrn=urn%3Ali%3Afs_miniProfile%3AACoAAAn8An8Bxprf8iHibQic0XbGcyJcBi8RGNo\" data-artdeco-is-focused=\"true\" target=\"_blank\" rel=\"noopener\"><span dir=\"ltr\"><span aria-hidden=\"true\">Lindsay Byrka, CFP\u00ae<\/span><\/span><\/a><\/p><p>March 8<sup>th<\/sup> is International Women\u2019s Day, described as a day to \u201crecognize and celebrate the social, economic, cultural and political achievements of women and girls.\u201d This year\u2019s theme is \u201cAccelerate Action.\u201d With this in mind, we wanted to highlight how employers can take action to design thoughtful benefits programs that support women at every stage of life. \u00a0Please note, while these areas are not exclusive to women, they more commonly affect women, and are more accessed by women.<\/p><p>Women are a driving force in today\u2019s workforce, yet too often, employee benefits have not evolved to meet women\u2019s needs. From starting a family to navigating fertility treatments, returning to work, or managing perimenopause and menopause, the right support can make all the difference.<\/p><p>While we have come a long way from a time when prescription contraceptives were excluded under benefit programs to having these <a href=\"https:\/\/www2.gov.bc.ca\/gov\/content\/health\/health-drug-coverage\/pharmacare-for-bc-residents\/what-we-cover\/prescription-contraceptives\" target=\"_blank\" rel=\"noopener\">covered by the government<\/a>, there is still a long way to go.<\/p><p>The good news, as we wrote in our latest <a href=\"https:\/\/immixgroup.ca\/blog\/2024\/12\/27\/key-conversations-in-benefits-2024\/\">Key Conversations in Benefits article<\/a>, is that 2024 saw women\u2019s health at the forefront of many conversations.<\/p><p>\u00a0<\/p><h3><strong>Family planning and fertility support \u00a0<\/strong><\/h3><p>Specifically, we are seeing insurance carriers address what they are calling \u2018family planning\u2019 benefits, which include coverage for:\u00a0<\/p><ul><li>Fertility drugs<\/li><li>In Vitro Fertilization<\/li><li>Intra-uterine insemination<\/li><li>Egg freezing<\/li><li>Adoption fees<\/li><li>Surrogacy costs<\/li><\/ul><p>One in six couples faces fertility challenges; quite simply, it\u2019s a common medical situation where both men and women may need to take medication or undergo procedures. Unfortunately, financial support via a benefits program is typically lacking; <a href=\"https:\/\/globalnews.ca\/news\/9607338\/canada-fertility-treatment-access\/\" target=\"_blank\" rel=\"noopener\">treatments are costly and rarely covered.<\/a><\/p><p>Depending on the provider, these expenses may not even be an option for the plan sponsor to include. If available, the coverage often needs to be explicitly added. \u00a0Typically, where coverage for \u201cfertility\u201d is available, drugs related to fertility treatments have been covered, while procedure costs have been excluded. Most carriers include an annual or lifetime reimbursement limit that falls far short of average expenses.<\/p><p>We believe that fertility coverage should be included in all benefits programs as an embedded coverage line. \u00a0Companies that offer fertility coverage see higher employee satisfaction and reduced turnover\u2014especially among higher-level professionals delaying parenthood due to career demands.<\/p><p>Taking it a step further than the financial element, progressive companies are providing support not only in the form of insurance coverage for related drugs and procedures but also in time off and flexibility for the medical procedures and health impacts that can accompany those undergoing fertility treatments.<\/p><p>The recent <a href=\"https:\/\/www2.gov.bc.ca\/gov\/content\/health\/accessing-health-care\/publicly-funded-ivf-program\" target=\"_blank\" rel=\"noopener\">announcement by the BC government<\/a> regarding the funding of IVF (one round) is positive news and will provide great support to those facing infertility. Related to this, the BC government has covered prescription birth control since April 2023. The<a href=\"https:\/\/www.canada.ca\/en\/department-finance\/news\/2024\/03\/government-highlights-next-step-to-universal-access-to-free-contraceptives.html\" target=\"_blank\" rel=\"noopener\"> federal government<\/a> is seeking to do the same across Canada.<\/p><p>\u00a0<\/p><h3><strong>Maternity and parental leave benefits <\/strong><\/h3><p>Canada has a reputation for excellent support and federal protections for parents who wish to take maternity and parental leave with the birth or adoption of a child. Employment Insurance, however, <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-maternity-parental\/benefit-amount.html\" target=\"_blank\" rel=\"noopener\">provides just 55% of earnings to a maximum taxable weekly payment (the same as EI<\/a>).<\/p><p>Depending on your family situation and the cost of living in your location, many families are unable to make ends meet with one parent receiving just EI payments.<\/p><p>It is worth noting that more and more men and non-birthing partners are taking parental leave (<a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/89-28-0001\/2022001\/article\/00010-eng.htm\" target=\"_blank\" rel=\"noopener\">47% as of 2022<\/a>), but it is still primarily mothers who are taking leave (for example, 94% of mothers vs 47% of their partners claimed or intended to claim parental benefits in 2022).<\/p><p>\u00a0<\/p><h3><strong>Top-up pay during maternity and parental leave <\/strong><\/h3><p>More progressive companies offer top-up pay to supplement Employment Insurance payments. There are many reasons for this, including supporting mental and financial wellness, attraction and retention, and organizational culture. While this can be costly, it is ultimately an investment in the employee.<\/p><p>There are many creative ways to structure this; there can be the requirement to return to work for a minimum duration (or owe back the funds), partial top-ups (i.e. an additional amount of pay, but not to full income), or top-up for a limited time (this is often aligned to the maternity\/ medical portion of leave).<\/p><p>For employers, there is no requirement to register a top-up plan with the CRA as in the past (<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/programs\/ei\/ei-list\/ei-employers-maternity-parental-benefits.html\" target=\"_blank\" rel=\"noopener\">i.e. it will not claw back EI to pay top-up to an employee on parental leave).<\/a><\/p><p>Despite the many benefits of offering this support, only <a href=\"https:\/\/www.hrreporter.com\/focus-areas\/compensation-and-benefits\/making-the-case-for-top-up-plans\/359439\" target=\"_blank\" rel=\"noopener\">around 58% of companies provide some form of top-up<\/a> program, and this is generally limited in duration and amount.<\/p><p>\u00a0<\/p><h3><strong>Continuity of benefits during parental leave<\/strong><\/h3><p>While off on leave, employees are still considered \u2018active employees\u2019 meaning they have the right to continue to participate in benefits programs.<\/p><p>Employers are required to keep employees on employer-paid benefits while on maternity or parental leave. Generally, if employees are paying a portion of the premiums, they are able to opt out of benefits and return without penalty when they are back at work (i.e. the waiting period or pre-existing conditions period would not apply to them). It is a common practice for employers to collect post-dated cheques in order to have employees continue to cover their share of the cost if there is no pay to deduct from.<\/p><p>Our recommendation is always for employees to try to keep their benefits intact while on leave, to continue to support health and well-being. We encourage employers to facilitate this the best they can.<\/p><p>\u00a0<\/p><h3><strong>Returning to work after children<\/strong><\/h3><p>According to Statistics Canada, only <a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2023003\/article\/00002-eng.htm\" target=\"_blank\" rel=\"noopener\">66% of mothers return to full-time work<\/a> after parental leave. Proactive support during this major life change can significantly boost employee satisfaction and loyalty. Companies with better parental benefits see higher retention and smoother transitions back to work. Flexibility goes a long way!<\/p><p>Offering new parents hybrid work options, flexible hours and flexible benefits, all play a role in supporting this time of life. For example, many parents struggle to find appropriate daycare; employers ultimately benefit from being understanding and flexible with timelines, while setting boundaries that work for both parties. Generally speaking, it is more advantageous in the long term to offer flexibility in support of an excellent employee, than force a situation that will result in them leaving their job.<\/p><p>Employers should also remind parents about the support offered within an Employee &amp; Family Assistance Program. One of our own staff members here at the Immix Group found himself overwhelmed with the \u2018terrible twos\u2019 and found that the assistance offered via the EFAP was extremely beneficial!<\/p><h3><strong><br \/>Mid-life women \u2013 support during perimenopause and beyond<\/strong><\/h3><p>Women, 50% of the workforce, will experience menopause, yet only 1 in 5 Canadian companies have policies to support it. <a href=\"https:\/\/menopausefoundationcanada.ca\/pdf_files\/Menopause_Work_Canada_2023EN.pdf\" target=\"_blank\" rel=\"noopener\">(Menopause Foundation of Canada, 2023)<\/a><\/p><p>In the years leading up to menopause (which is technically one day!) is peri-menopause, a long transition period where women\u2019s bodies may experience a myriad of symptoms which can be quite debilitating. Leading benefits plans include:<\/p><ul><li>Coverage for hormone therapy, medical consultations, and mental health support<\/li><li>Menopause-inclusive sick leave for severe symptoms<\/li><li>Workplace education programs to foster awareness<\/li><\/ul><p>Ignoring peri-menopause and menopause in benefits planning can lead to absenteeism, productivity loss, and increased turnover among experienced employees.<\/p><p>One piece of good news is the government has announced <a href=\"https:\/\/www.canada.ca\/en\/health-canada\/news\/2024\/09\/governments-of-canada-and-british-columbia-partner-to-improve-contraception-and-diabetes-coverage-for-residents.html\" target=\"_blank\" rel=\"noopener\">funding for hormone replacement therapy (HRT) in BC beginning in April 2025<\/a>, which can be very effective in assisting women in managing symptoms during this period.<\/p><p>\u00a0<\/p><h3><strong>Health &amp; wellness spending accounts to offer flexibility and choice <\/strong><\/h3><p>At the Immix Group, we are strong believers in the value of Health &amp; Wellness Spending Accounts, as a supplement to an insured benefit program.<\/p><p>In addition to medical expenses, a flex spending account can provide reimbursement for other \u201cwellness or lifestyle\u201d expenses, on a taxable basis. Families are supported with the ability to claim for childcare, children\u2019s sports, doulas, lactation and sleep consultants, and a myriad of other related expenses that would not normally be reimbursable under a group extended healthcare program. Mid-life women can access products, medications and therapies to assist in relieving symptoms (CBT, weight training, supplements etc). A Health Spending Account also offers valuable dollars towards mental health practitioners, which are easily exhausted within a traditional benefits program.<\/p><p>\u00a0<\/p><h3><strong>Investing in Women\u2019s Health is Investing in Your Workforce<\/strong><\/h3><p>Comprehensive benefits that address family planning, parental leave, mid-life health, and overall wellness can have a profound impact on employee satisfaction, retention, and productivity.<\/p><p>As we recognize International Women\u2019s Day and this year\u2019s theme of \u201cAccelerate Action,\u201d now is the time for employers to take a closer look at their benefits programs. Are they truly meeting the needs of today\u2019s workforce? Thoughtful updates to parental leave policies, fertility benefits, and menopause support aren\u2019t just perks\u2014they\u2019re essential to fostering an inclusive, high-performing workplace.<\/p><p>At the Immix Group, we believe that benefits should evolve alongside the people they serve. Interested in discussing how your organization can lead the way in supporting women\u2019s health and well-being? Reach out to us at <a href=\"mailto:info@immixgroup.ca\">info@immixgroup.ca<\/a> or <a href=\"tel:6046885559\">(604) 688-5559<\/a> \u00a0\u2013 we love to hear from you!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a1fefa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a1fefa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33e2d9a\" data-id=\"33e2d9a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5bad81 elementor-widget elementor-widget-heading\" data-id=\"a5bad81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Top 8 FAQ\u2019s<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-adddb7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"adddb7c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-63866f0\" data-id=\"63866f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ebb714c elementor-widget elementor-widget-toggle\" data-id=\"ebb714c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2471\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2471\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">1. Why should employers prioritize women\u2019s health in their benefits plans?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2471\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2471\"><p>Women make up a significant portion of the workforce, yet traditional benefits have not always addressed their needs. Thoughtful coverage leads to higher employee satisfaction, retention, and overall well-being.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2472\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2472\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">2.  What types of fertility treatments can be covered under employee benefits?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2472\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2472\"><p>Some plans offer coverage for fertility drugs, IVF, IUI, egg freezing, adoption fees, and surrogacy costs. However, these are emerging benefits, often add-ons, and usually require employer selection.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2473\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2473\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">3. How does parental leave top-up pay work?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2473\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2473\"><p>Employers can supplement Employment Insurance (EI) payments with top-ups, which may cover a portion of the employee\u2019s salary for a set period. This helps ease financial strain during leave.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2474\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2474\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">4.  Why is menopause support important in benefits plans?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2474\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2474\"><p>Perimenopause and menopause can impact work performance, yet few companies provide coverage for hormone therapy, medical support, or flexible sick leave. Addressing this gap helps retain experienced employees.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2475\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2475\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">5.  What is a Health & Wellness Spending Account, and how does it help?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2475\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2475\"><p>These accounts allow employees to claim medical and wellness expenses beyond standard benefits, including for mental health, child care, and menopause-related therapies.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2476\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2476\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">6.  Does government funding impact fertility and menopause coverage?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2476\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2476\"><p>Yes, BC\u2019s government recently announced funding for one round of IVF and hormone replacement therapy (HRT) starting in 2025, but workplace benefits remain crucial for ongoing support.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2477\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2477\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">7. How can employers make benefits more inclusive for all employees?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2477\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2477\"><p>Offering flexible, customizable plans\u2014including support for family planning, parental leave, and mid-life health\u2014ensures benefits meet the needs of a diverse workforce.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2478\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2478\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">8. What are the biggest advantages of modernizing benefits for women\u2019s health?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2478\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2478\"><p>Companies that proactively support women\u2019s health see increased employee satisfaction, reduced absenteeism, stronger retention, and a more inclusive workplace culture.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Why should employers prioritize women\\u2019s health in their benefits plans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Women make up a significant portion of the workforce, yet traditional benefits have not always addressed their needs. Thoughtful coverage leads to higher employee satisfaction, retention, and overall well-being.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"2.  What types of fertility treatments can be covered under employee benefits?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Some plans offer coverage for fertility drugs, IVF, IUI, egg freezing, adoption fees, and surrogacy costs. However, these are emerging benefits, often add-ons, and usually require employer selection.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"3. How does parental leave top-up pay work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Employers can supplement Employment Insurance (EI) payments with top-ups, which may cover a portion of the employee\\u2019s salary for a set period. This helps ease financial strain during leave.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"4.  Why is menopause support important in benefits plans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Perimenopause and menopause can impact work performance, yet few companies provide coverage for hormone therapy, medical support, or flexible sick leave. Addressing this gap helps retain experienced employees.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"5.  What is a Health & Wellness Spending Account, and how does it help?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>These accounts allow employees to claim medical and wellness expenses beyond standard benefits, including for mental health, child care, and menopause-related therapies.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"6.  Does government funding impact fertility and menopause coverage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, BC\\u2019s government recently announced funding for one round of IVF and hormone replacement therapy (HRT) starting in 2025, but workplace benefits remain crucial for ongoing support.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"7. How can employers make benefits more inclusive for all employees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Offering flexible, customizable plans\\u2014including support for family planning, parental leave, and mid-life health\\u2014ensures benefits meet the needs of a diverse workforce.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"8. What are the biggest advantages of modernizing benefits for women\\u2019s health?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Companies that proactively support women\\u2019s health see increased employee satisfaction, reduced absenteeism, stronger retention, and a more inclusive workplace culture.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b588181 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b588181\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2023bd9\" data-id=\"2023bd9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56219ca elementor-widget elementor-widget-text-editor\" data-id=\"56219ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>7 Key Takeaways <\/strong><\/h3><ol><li><strong> Women\u2019s health is still underrepresented in employee benefits: <\/strong>While progress has been made, many benefits plans do not fully address key health challenges that disproportionately affect women, such as fertility treatments, parental leave financial support, and menopause-related health issues.<\/li><li><strong> Family planning benefits are becoming more common, but coverage is limited: <\/strong>Some employers now offer fertility coverage (for drugs, treatments, adoption, and surrogacy), but coverage caps often leave employees with significant out-of-pocket expenses. Companies that offer comprehensive fertility benefits see higher employee satisfaction and better retention rates.<\/li><li><strong> Returning to work after parental leave is a major transition: <\/strong>Only 66% of mothers return to full-time work after parental leave. Flexible work arrangements, hybrid options, and support resources can ease this transition, reducing employee turnover.<\/li><li><strong> Menopause support in the workplace is long overdue: <\/strong>Despite menopause affecting half the workforce, only 20% of companies offer support. Expanding benefits to include hormone therapy, mental health support, and menopause-friendly sick leave can improve employee well-being and productivity.<\/li><li><strong> Health &amp; Wellness Spending Accounts provide much-needed flexibility: <\/strong>HSAs and WSAs allow employees to tailor benefits to their unique needs, covering costs for childcare, mental health support, menopause treatments, and more. These accounts are a cost-effective way for employers to enhance their benefits offering.<\/li><li><strong> Investing in women\u2019s health is investing in your workforce: <\/strong>Companies that proactively expand benefits for family planning, maternity leave, menopause, and wellness foster a healthier, more engaged workforce. As workplaces evolve, benefits should too\u2014supporting employees at every stage of life leads to better retention, morale, and long-term success.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dc3819f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dc3819f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73ab2df\" data-id=\"73ab2df\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4cc196 elementor-widget elementor-widget-text-editor\" data-id=\"b4cc196\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Read More<\/strong><\/h3><p><a href=\"https:\/\/immixgroup.ca\/blog\/2024\/12\/27\/key-conversations-in-benefits-2024\/\">Key Conversations in Benefits 2024 &#8211; Latest News from Immix Group<\/a><\/p><p><a href=\"https:\/\/whri.org\/her-bc\/\" target=\"_blank\" rel=\"noopener\">The HER-BC Report \u2013 Women&#8217;s Health Research Institute<\/a><\/p><p><a href=\"https:\/\/www.canada.ca\/en\/department-national-defence\/maple-leaf\/defence\/2025\/02\/international-womenday2025.html\" target=\"_blank\" rel=\"noopener\">Save the date for International Women\u2019s Day 2025 events &#8211; Canada.ca<\/a><\/p><p><a href=\"https:\/\/www.internationalwomensday.com\/\" target=\"_blank\" rel=\"noopener\">International Women&#8217;s Day 2025<\/a><\/p><p><a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/89-28-0001\/2022001\/article\/00010-eng.htm\" target=\"_blank\" rel=\"noopener\">Partners\u2019 uptake of parental benefits: An upward trend?<\/a><\/p><p><a href=\"https:\/\/www.hrreporter.com\/focus-areas\/compensation-and-benefits\/making-the-case-for-top-up-plans\/359439\" target=\"_blank\" rel=\"noopener\">Making the case for top-up plans | Canadian HR Reporter<\/a><\/p><p><a href=\"https:\/\/www.canada.ca\/en\/health-canada\/news\/2024\/09\/governments-of-canada-and-british-columbia-partner-to-improve-contraception-and-diabetes-coverage-for-residents.html\" target=\"_blank\" rel=\"noopener\">Governments of Canada and British Columbia partner to improve contraception and diabetes coverage for residents &#8211; Canada.ca<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e0193d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e0193d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a2ba5bd\" data-id=\"a2ba5bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e626469 elementor-widget elementor-widget-global elementor-global-230 elementor-widget-image\" data-id=\"e626469\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"960\" src=\"https:\/\/immixgroup.ca\/blog\/wp-content\/uploads\/2026\/03\/260114-259xx-683x1024.avif\" class=\"attachment-large size-large wp-image-1957\" alt=\"Lindsay Byrka\" srcset=\"https:\/\/immixgroup.ca\/blog\/wp-content\/uploads\/2026\/03\/260114-259xx-683x1024.avif 683w, https:\/\/immixgroup.ca\/blog\/wp-content\/uploads\/2026\/03\/260114-259xx-200x300.avif 200w, https:\/\/immixgroup.ca\/blog\/wp-content\/uploads\/2026\/03\/260114-259xx-768x1152.avif 768w, https:\/\/immixgroup.ca\/blog\/wp-content\/uploads\/2026\/03\/260114-259xx.avif 1000w\" sizes=\"(max-width: 640px) 100vw, 640px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-360d58b\" data-id=\"360d58b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc8c34f elementor-widget elementor-widget-global elementor-global-233 elementor-widget-text-editor\" data-id=\"cc8c34f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span class=\"cert\"><a id=\"ember1416\" class=\"active ember-view pv-verified-info-modal__vieweetitle\" href=\"https:\/\/www.linkedin.com\/in\/lindsaybyrka\/?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_verification_details%3B%2BiISPezIQvaydOw%2F7NcoTA%3D%3D\" data-ntt-old-href=\"\/in\/lindsaybyrka\/\" data-artdeco-is-focused=\"true\" target=\"_blank\" rel=\"noopener\">Lindsay Byrka, CFP\u00ae<\/a> BA, BEd<\/span><\/h3><p>Vice President, Immix Group: An Employee Benefits Company<br \/><strong>A<\/strong>\u00a0<a href=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d2602.5699178039927!2d-123.12053598382099!3d49.28454617855886!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x54867181f97930d5%3A0x9797e526e8704198!2s888%20Dunsmuir%20St%20%23450%2C%20Vancouver%2C%20BC%20V6C%203K4!5e0!3m2!1sen!2sca!4v1583124389424!5m2!1sen!2sca\" target=\"new\" rel=\"noopener\">Suite 450 &#8211; 888 Dunsmuir St. Vancouver V6C 3K4<\/a><br \/><strong>O<\/strong>\u00a0 <a href=\"tel:6046885262\">604-688-5262<\/a><strong>\u00a0<\/strong><\/p><p><strong>E<\/strong>\u00a0<a href=\"mailto:lindsay@immixgroup.ca\">lindsay@immixgroup.ca<\/a><br \/><strong>W<\/strong>\u00a0<a href=\"http:\/\/www.immixgroup.ca\/\">www.immixgroup.ca<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cfe0123 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cfe0123\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7af406f\" data-id=\"7af406f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-86b228c elementor-widget elementor-widget-global elementor-global-227 elementor-widget-text-editor\" data-id=\"86b228c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<script src=\"https:\/\/apps.elfsight.com\/p\/platform.js\" defer><\/script>\n<div class=\"elfsight-app-83f14fdc-92b5-4456-9af4-0934ad166639\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6bff3f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6bff3f7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-24e0af9\" data-id=\"24e0af9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c0e13 elementor-post-navigation-borders-yes elementor-widget elementor-widget-post-navigation\" data-id=\"82c0e13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-navigation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation\" role=\"navigation\" aria-label=\"Post Navigation\">\n\t\t\t<div class=\"elementor-post-navigation__prev elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/immixgroup.ca\/blog\/2025\/01\/31\/key-rrsp-tips-for-employees-at-each-career-stage\/\" rel=\"prev\"><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-prev\"><i aria-hidden=\"true\" class=\"fas fa-angle-left\"><\/i><span class=\"elementor-screen-only\">Prev<\/span><\/span><span class=\"elementor-post-navigation__link__prev\"><span class=\"post-navigation__prev--label\">Previous<\/span><span class=\"post-navigation__prev--title\">Key RRSP Tips for Employees at Each Career Stage<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation__separator-wrapper\">\n\t\t\t\t\t<div class=\"elementor-post-navigation__separator\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-post-navigation__next elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/immixgroup.ca\/blog\/2025\/04\/01\/health-and-wellness-spending-accounts\/\" rel=\"next\"><span class=\"elementor-post-navigation__link__next\"><span class=\"post-navigation__next--label\">Next<\/span><span class=\"post-navigation__next--title\">Your Benefits, Your Way: The \u201c101\u201d on Health &#038; Wellness Spending Accounts<\/span><\/span><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-next\"><i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i><span class=\"elementor-screen-only\">Next<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39d0456 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39d0456\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb54504\" data-id=\"fb54504\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b6797ae elementor-widget elementor-widget-heading\" data-id=\"b6797ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Latest Insights<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d432d4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d432d4f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-025ea87\" data-id=\"025ea87\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-814fa2a elementor-grid-1 elementor-posts--thumbnail-none elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"814fa2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_columns&quot;:&quot;1&quot;,&quot;pagination_type&quot;:&quot;numbers_and_prev_next&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1543 post type-post status-publish format-standard has-post-thumbnail hentry category-emloyee-benefits category-employee-benefits-plans category-employee-group-savings-plan tag-benefits-customization tag-broker-managed-benefits-pool tag-cost-containment-strategies tag-employee-benefits tag-employee-financial-health tag-employee-well-being tag-employer-sponsored-benefits tag-financial-education tag-financial-literacy tag-financial-literacy-workshops tag-financial-wellness tag-group-benefits-plans tag-group-savings-programs tag-immix-group tag-innovative-benefits-pricing tag-tailored-benefits-solutions tag-vancouver-employee-benefits tag-workforce-productivity tag-workplace-financial-health\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/immixgroup.ca\/blog\/2024\/12\/01\/your-one-stop-guide-exploring-key-themes-in-employee-benefits\/\">\n\t\t\t\tYour One-Stop Guide: Exploring Key Themes in Employee Benefits\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A Guide to Immix Insights Articles Are you wondering what we\u2019ve been writing about? Perhaps you haven\u2019t had time to read the articles, but you\u2019re hoping to gain some information<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/immixgroup.ca\/blog\/2024\/12\/01\/your-one-stop-guide-exploring-key-themes-in-employee-benefits\/\" aria-label=\"Read more about Your One-Stop Guide: Exploring Key Themes in Employee Benefits\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tDecember 1, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"4\" data-next-page=\"https:\/\/immixgroup.ca\/blog\/wp-json\/wp\/v2\/posts\/1622\/page\/2\/\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span class=\"page-numbers prev\">&laquo; Previous<\/span>\n<span aria-current=\"page\" class=\"page-numbers current\"><span class=\"elementor-screen-only\">Page<\/span>1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/immixgroup.ca\/blog\/wp-json\/wp\/v2\/posts\/1622\/page\/2\/\"><span class=\"elementor-screen-only\">Page<\/span>2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/immixgroup.ca\/blog\/wp-json\/wp\/v2\/posts\/1622\/page\/3\/\"><span class=\"elementor-screen-only\">Page<\/span>3<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/immixgroup.ca\/blog\/wp-json\/wp\/v2\/posts\/1622\/page\/4\/\"><span class=\"elementor-screen-only\">Page<\/span>4<\/a>\n<a class=\"page-numbers next\" href=\"https:\/\/immixgroup.ca\/blog\/wp-json\/wp\/v2\/posts\/1622\/page\/2\/\">Next &raquo;<\/a>\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a226d6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a226d6d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d41d5f\" data-id=\"8d41d5f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5139e36 elementor-widget elementor-widget-html\" data-id=\"5139e36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Organization\",\n  \"name\": \"The Immix Group\",\n  \"url\": \"https:\/\/www.immixgroup.ca\/\",\n  \"logo\": \"https:\/\/www.immixgroup.ca\/assets\/images\/immixpool\/logo3.png\",\n  \"contactPoint\": {\n    \"@type\": \"ContactPoint\",\n    \"telephone\": \"+1-604-688-5559\",\n    \"contactType\": \"Customer Service\",\n    \"email\": \"info@immixgroup.ca\",\n    \"areaServed\": \"CA\",\n    \"availableLanguage\": \"en\"\n  },\n  \"address\": {\n    \"@type\": \"PostalAddress\",\n    \"streetAddress\": \"Suite 450 - 888 Dunsmuir Street\",\n    \"addressLocality\": \"Vancouver\",\n    \"addressRegion\": \"BC\",\n    \"postalCode\": \"V6C 3K4\",\n    \"addressCountry\": \"Canada\"\n  }\n}\n<\/script>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"LocalBusiness\",\n  \"name\": \"The Immix Group\",\n  \"image\": \"https:\/\/www.immixgroup.ca\/assets\/images\/immixpool\/logo3.png\",\n  \"@id\": \"https:\/\/www.immixgroup.ca\/\",\n  \"url\": \"https:\/\/www.immixgroup.ca\/\",\n  \"logo\": 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\"mainEntityOfPage\": \"https:\/\/immixgroup.ca\/blog\/2025\/03\/04\/supporting-women-at-every-stage-how-employee-benefits-can-make-a-difference\/\"\n}\n<\/script>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Article\",\n  \"headline\": \"Supporting Women at Every Stage: How Employee Benefits Can Make a Difference\",\n  \"description\": \"Learn how comprehensive employee benefits can support women at all career stages, including family planning, maternity leave, and menopause support.\",\n  \"image\": {\n    \"@type\": \"ImageObject\",\n    \"url\": \"https:\/\/www.immixgroup.ca\/assets\/images\/blog\/supporting-women.jpg\",\n    \"width\": 1200,\n    \"height\": 628\n  },\n  \"author\": {\n    \"@type\": \"Person\",\n    \"name\": \"Lindsay Byrka, CFP\u00ae\",\n    \"url\": \"https:\/\/www.immixgroup.ca\/team\/lindsay-byrka\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"The Immix Group\",\n    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