Insights and Strategies on Employee Benefits, Group Plans, and Workplace Wellness for Canadian Employers

BC’s new Employer Health Tax starts January 1––
Here are 3 things every employer must know
By Howard Cheung, Account Executive, Immix Group / November 7, 2018 Many British Columbians welcome the abolishing of public healthcare premiums. They see the move as a huge step towards a truly free healthcare system. But what are the potential cost impacts? Here are 3 things employers should note and prepare for.

Exclusive: Our report on the Vancouver Cannabis Trade Show 2018
By Howard Cheung, Account Executive, Immix Group /August 10, 2018 In Canada this year, we’ve seen much progress and many changes with regard to cannabis legislation. At Immix Group, we are committed to providing active updates to you on the legalization of cannabis – and how this may change the healthcare

HR managers: Here are three useful tips to help you efficiently manage employee benefits
By Howard Cheung, Account Executive, Immix Group / May 23, 2018 Employee benefits are an integral part of both the employee-value proposition and the overall working experience. As an HR manager, you might well ask, “Just how deeply should I be involved in employee benefits?” Let’s be frank. The discipline of

Your employee benefits program: Five important questions to ask every year
By Howard Cheung, Account Executive, Immix Group / April 13, 2018 It is vital that you run a sustainable, healthy employee benefits program tailored to your organization’s needs. As your company changes and grows, be aware that one size does not fit all. Update your program to ensure you continue getting the maximum

March is Fraud Prevention Month – and you can help!
By Lindsay Davis, Vice President, Immix Group / March 14, 2018 Benefits fraud is a topic that just keeps trending. There’s good reason for that. Fraud is a huge problem within the world of benefits. It impacts everyone – and it hurts everyone. Benefits fraud is insidious. It takes all forms. Plan

Employee benefits renewal is simpler than you think – here’s the key
By Howard Cheung, Account Executive, Immix Group / Oct 18, 2018 You may be an accountant, or work in human resources. Or perhaps you are a cost controller, chief financial officer or small-business owner. In any of these roles, you face the same daunting challenge every year: At employee-benefits-renewal time, how best to

Am I already covered for travel insurance if I have employee benefits?
By Howard Cheung, Account Executive, Immix Group / Aug 12, 2018 99% of the time the answer is YES, you are covered for travel MEDICAL insurance. Most, if not all, group employee benefit plans have some kind of out of country coverage for unexpected medical emergencies. For example, if you

BC’s Medical Services Plan: What is MSP – and what does it have to do with your benefits plan?
This blog is from 2017, and due to legislative changes in BC, MSP employer payments were cancelled. Please read more here: https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/premiums ———————————— By Katie Wray, Immix Group / March 30, 2017 The three certainties that come along with living in British Columbia: death, taxes – and Medical Services Plan (MSP) premium

At Immix, our role goes far beyond the pricing of your program.
By Lindsay Davis, Vice President, Immix Group / Feb 09, 2017 From time to time, we are approached by businesses that do not have an employee benefits program in place. Or, they have a plan, but they do not have an active relationship with their benefits broker. Surprisingly to us, they

For young businesses and start-ups: The best – and most revolutionary – health/wellness benefits platform
By Howard Cheung, Account Executive, Immix Group / June 15, 2017 You and your business are new, fresh, forward-looking. You’re rethinking traditional workplace health benefits. An efficient, innovative employee digital, cloud-based benefits platform may be just what you’re looking for. This new benefits platform solves the top three common complaints: – plan administrator’s management burden

Health benefits fraud: How it happens – and how your business can avoid it
By Lindsay Davis, Vice President, Immix Group / Jan 06, 2017 You provide health benefits to attract, reward and retain good employees. And it works. The majority of your employees recognize and appreciate the health, dental and other benefits they enjoy at your company. They live up to your expectations. They

Conversion Plans- Individual Health Care & Dental Plans
By Lindsay Davis, Vice President, Immix Group | Feb 03, 2016 Help ensure individuals do not lose coverage between jobs and in retirement When changing employers, leaving a company, or retiring from the workforce, considering healthcare and dental costs and options can be stressful for many people. A gap in

Generic Drugs: Fact vs. Fiction
By Katie Wray, Immix Group Nov 15, 2015 Discussions surrounding prescription drugs tend to take up a large part of any employee benefits renewal meeting. On average, for a typical Canadian small business, prescription drug claims make up 50-70% of the extended health care claims in any given renewal year. Over

Emergency travel: The hidden insurance in benefit plans
By Katie Wray, Immix Group Did you know that most benefits plans include emergency travel insurance? Most clients and their employees either don’t know of this hidden benefit, or they’ve forgotten it. And, if they do happen to remember it, they probably don’t realize just how extensive their emergency coverage is

Long-term disability coverage
By Lindsay Byrka | BA, BEd, CFP Vice President, Immix Group: An Employee Benefits Company Imagine for a moment that one of your employees got into a serious crash while commuting home. The employee is going to recover – but it will take months of intense therapy before he can return to