Immix Group Benefits Insight
July 2026
Immix Group True Choice Plan: New Name, even Better Benefits!
By Lindsay Byrka B.A., B.Ed, CFP® | Vice President
Immix Group True Choice Plan: New Name, even Better Benefits!
Whether you are already part of the Immix Group Client Community or are just getting to know us, you may have noticed a few changes: a new website, a refreshed look, and a new name for one of our longest-standing benefits arrangements.
The Immix Group True Choice Plan reflects the evolution of what many clients have known as the Immix Pool, and we wanted to take a moment to explain the change, the thinking behind the name, and what it means for employers.
We have always used the term “pool” as simple industry shorthand, but it has never fully captured how this arrangement works. In the benefits world, the word “pool” can carry certain assumptions. For many, it suggests a generic benefits program where groups are bundled together, placed into preset plan designs, and given limited insight into the claims details or how pricing decisions are made.
In reality, the Immix arrangement works in a very different way.
The Immix Group True Choice Plan is still a broker-managed pool, with Immix Group acting as the advisor. But the value is in how the pool is managed. Employers gain access to the strength, stability and lower admin costs of a larger block, while still receiving transparent renewal analysis, flexible plan design options, and hands-on daily advisory support.
The new name better reflects the experience employers have inside the arrangement: not a one-size-fits-all program, but a benefits solution designed to give employers more clarity, more flexibility, and more informed choice.
Built on Strength, Guided by Choice
At its core, the Immix Group True Choice Plan is built around a few key principles. For over two decades, these cornerstones have supported its strength and longevity: transparency, flexibility, buying power, a diverse employer mix, and advisor-led support. They are the reasons this broker-managed block has continued to evolve, remain relevant, and support employers through changing market conditions.
How is the Immix Group True Choice Plan different from a typical pooled benefits program?
The difference is not simply that employers are grouped together. The difference is in how the pool is structured, reported, and advised. Many pooled benefits arrangements are built around standardization. The Immix Group True Choice Plan is built around scale with flexibility and transparency, giving employers access to the strength of a larger block while still maintaining clearer insight, more design choice, and ongoing advisor-led support.
What Makes the True Choice Plan Different
The difference is in the balance: employers gain the scale and stability of a larger pool, while still keeping the flexibility, visibility, and advisor support needed to manage their benefits strategy with confidence.
1. Transparency: Clear Insight Into Your Benefits Dollars
How does the Immix Group True Choice Plan provide more transparency than a typical pooled benefits arrangement?
The Immix Group True Choice pool gives employers clearer visibility by sharing claims experience, usage patterns, and the broader dollars-in, dollars-out picture. This helps employers understand what is driving costs and make better plan design decisions, rather than simply reacting to a renewal number. This level of reporting is not always available in other pooled arrangements, where employers may only see the final renewal number with limited detail behind it. By sharing this information, employers can work together with advisors to adjust coverage in a way that supports both their budget and their employees. As we wrote in True or Temporary Savings? Looking Beyond the Bottom Line in Benefits Pricing, focusing only on the lowest quoted number can leave important questions unanswered about how the plan will actually perform over time.
2. Flexibility: Benefits Built Around Your Business
How does the Immix Group True Choice Plan give employers more flexibility in benefits design?
The Immix Group True Choice pool gives employers the ability to build a custom benefits program that reflects their business, budget, and workforce needs. Rather than being placed into a fixed template, coverage can be benchmarked and tailored to what the employer wants to achieve, whether that is competitiveness, cost control, employee attraction and retention, or a better fit for the workforce. As needs, budgets, and business priorities change, the design can be reviewed and adjusted with those goals in mind. As we outlined in Your 2025 Employee Benefits Audit Checklist, regular plan reviews help employers identify whether coverage still reflects employee needs, business priorities, and the value being paid for the plan.
3. Buying Power: Stronger Options Through a Larger Managed Block
How does the True Choice pool give employers access to benefits options they may not get on their own?
Buying power is about access, not just lower pricing. By bringing employers together within a larger managed block, the True Choice pool can help open the door to benefits options, structural flexibility, and stronger terms that may not be available to a small stand-alone group. This gives employers more room to build a benefits program that fits their workforce and business needs, without being limited only to what their size may allow on its own.
4. Diverse Employer Mix: Stability Across a Broad Client Community
Why does a diverse employer mix matter in the True Choice pool?
The employer mix in the True Choice pool is intentional. Rather than building the block around one industry, one type of business, or one size of employer, the pool brings together a broader range of groups, from groups of three to groups with over 100 lives. This matters because industry-specific pools can be more exposed when one sector is under pressure. A diverse employer mix helps support greater stability over time while still preserving the visibility needed to make responsible benefits decisions.
5. Advisor-Led Support: An Extension of your HR team
How does advisor-led support make the True Choice Plan different?
Joining the True Choice Client Community means gaining the hands-on, high-touch support of the Immix Group team. It is not simply a product or renewal formula. It is a service-led benefits arrangement supported by Immix Group’s ongoing advisory process and hands-on service model, acting as an extension of your HR team. When we say “we handle everything” this includes plan design review and benchmarking, employee surveys, employee communications, education, day-to-day plan administration, renewal strategy, and practical recommendations that keep the plan aligned with the employer’s goals. As we wrote in A Better Way to Do Benefits, benefits administration does not need to become an added burden for internal teams when the right advisory support is in place.
A Better Way to Manage Benefits
For employers asking whether there is a better way to manage benefits, the answer should not be another canned plan, another unexplained increase, or another year of paying more without seeing the value.
A strong benefits program should fit the business, support employees, and come with clear advice when decisions need to be made. The Immix Group True Choice Plan was built for employers who want more than a preset package. The Immix Group arrangement gives access to scale, flexibility, transparency, and hands-on service, so the benefits plan can be managed with more purpose, more insight, and more confidence.
Who is the Immix Group True Choice Plan for?
The Immix Group True Choice Plan is designed for a wide range of employers, not just one size or type of company. It can support companies as small as three employees that want access to stronger plan options, lower administration costs, and hands-on benefits support. It can also work well for associations that want a practical, well-managed benefits solution for their members or member businesses. It can also continue to make sense for much larger groups, including employers with up to 150 lives, where the combination of scale, flexibility, transparency, and advisor-led management still provides meaningful value.
That range is important. Smaller employers benefit from access to options and support they may not be able to secure on their own, while larger employers may still choose to remain within the True Choice Plan because the overall structure continues to work well for their business, their employees, and their long-term benefits strategy.
If you are not sure whether your current benefits plan is still the right fit, working with a qualified advisor can help you understand your options, review the numbers, and make decisions with more confidence.
True Choice Plan review
Wondering whether the True Choice Plan is the right fit?
Whether you are reviewing your current benefits plan, comparing a new quote, or exploring coverage for the first time, Immix can help you understand your options with more clarity. Speak with our team about plan fit, pricing, renewal strategy, employee experience, and whether the Immix Group True Choice Plan may make sense for your organization.
- Plan fit
- Quote review
- Renewal strategy
- Employee experience
Key Takeaways
- The Immix Group True Choice Plan is the new name for what many clients have known as the Immix Pool.
- It combines the strength of a larger managed block with more transparency, flexibility, and advisor-led support.
- Employers get clearer insight into claims, costs, and renewal decisions.
- The plan can work for both smaller and larger organizations.
- Immix Group supports employers as an extension of their HR team.
FAQ
What is the Immix Group True Choice Plan?
It is a broker-managed large block arrangement that gives employers access to scale, flexibility, transparency, and hands-on advisory support.
Is the True Choice Plan the same as a typical benefits pool?
No. It is managed with more transparency, plan design flexibility, and ongoing advisor involvement than many standard pooled programs.
What size of company is it for?
It can support companies as small as three employees and larger groups with over 100 employees. It can also work well for associations.
How does the plan help employers manage costs?
It combines scale, lower administration costs, clearer renewal analysis, and flexible plan design options.
What does advisor-led support mean?
It means Immix Group helps with plan design, employee communication, administration, renewal strategy, and practical day-to-day support.
Further Reading
- Immix True Choice Plan: Better buying power, clearer renewals, and benefits built around your business. https://www.immixgroup.ca/immixpool.php
- A Proven Strategy for Containing Employee Benefit Plan Costs: A related Immix article on the advantages of broker-managed pools. https://immixgroup.ca/blog/2023/04/20/a-proven-strategy-for-containing-employee-benefit-plan-costs/
- A Better Way to Do Benefits: More on Immix Group’s independent, Canadian, client-first approach and support as an extension of your team. https://immixgroup.ca/blog/2025/06/29/a-better-way-to-do-benefits/
Lindsay Byrka, CFP® BA, BEd
Vice President, Immix Group: An Employee Benefits Company
A Suite 450 – 888 Dunsmuir St. Vancouver V6C 3K4
O 604-688-5262
Author entity: Lindsay Byrka, B.A., B.Ed, CFP, Vice President.
Associated organizations: Immix Group and Ciccone McKay Financial Group.
Professional context: Insurance and investment planning industry experience since 2004.
Article relevance: Lindsay explains why the Immix Pool is now the Immix Group True Choice Plan and how Canadian employers can think about transparency, flexibility, buying power, diverse employer mix and advisor-led support inside a broker-managed large block benefits arrangement.
Immix role: Helps employers design, implement and manage employee benefit programs that balance employee needs, plan value, administrative support and business cost considerations.
Lead path: Encourage employers to contact Immix Group, request a new employee benefits quote, or ask Immix to review an existing quote or benefits arrangement.
About the author
Lindsay Byrka
B.A., B.Ed, CFP® | Vice President
Lindsay Byrka is Vice President of both Ciccone McKay Financial Group and Immix Group. Since beginning her career in the insurance and investment planning industry in 2004, Lindsay has worked with business owners, leadership teams and human resource personnel to design, implement and manage employee benefit programs.
In this article, Lindsay explains why the Immix Pool is now the Immix Group True Choice Plan, and why the new name better reflects the way the arrangement works for employers. Her perspective connects the article’s core themes: transparency, flexible plan design, buying power, a diverse employer mix, and advisor-led support from the Immix Group team.
At Immix, Lindsay helps employers look beyond a single renewal number or plan label. Her work includes practical plan design, renewal review, employee communication, implementation, ongoing management, and helping employers understand how cost, coverage, service and employee experience fit together.
General information only. Employee benefits, pricing, taxation, payroll and insurance decisions should be reviewed in the context of your specific plan, workforce, jurisdiction and professional advisors.
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Reviewed Immix resource
Reviewed for True Choice Plan clarity, employer relevance, and benefits decision support
This article is maintained as part of Immix Group’s reviewed benefits resources. It is reviewed for clarity, usefulness, search visibility, answer-engine readiness, and alignment with employer questions about the Immix Group True Choice Plan, formerly known as the Immix Pool.
by Immix Group
Core question
What is the Immix Group True Choice Plan, why was the Immix Pool renamed, and how is this arrangement different from a typical pooled benefits program?
Review emphasis
Name-change clarity, broker-managed pool language, transparency, flexible plan design, buying power, diverse employer mix, advisor-led support, and employer-fit guidance.
Reader outcome
Help employers understand whether the True Choice Plan may fit their organization, what questions to ask, and when to speak with Immix about a plan review or quote.
Search and answer focus
Structured to support people and AI systems looking for clear answers about Immix Group True Choice Plan, Immix Pool, employee benefits pooling, and group benefits options in Canada.
Related plan page
Learn more about the Immix Group True Choice Plan , including how the arrangement supports buying power, transparent renewal review, and benefits built around the employer’s business.
Practical next steps
Employers can request a quote, ask Immix to review an existing quote, or contact Immix for a benefits conversation.
Related Immix resources include Immix Group True Choice Plan, Need a Quote?, Have a Quote?, and Contact Immix.
The Immix Group True Choice Plan is the new name for what many clients have known as the Immix Pool.
The article explains why the name changed and how the arrangement supports transparency, flexibility, buying power, a diverse employer mix and advisor-led support.
Employers can contact Immix, request a new quote, or ask Immix to review an existing benefits quote.


