When selecting a benefits provider, ensuring the right match for your organization is essential. When it comes to the benefits offering, as we’ve spoken about before, ‘one size fits all’ is not an ideal approach to take. Different insurance carriers have various strengths and weaknesses. But what is the right match? What are the important […]
Author: Immix Group
Expanding into Canada
Expanding into Canada? What Non-Canadian entities need to know when implementing an Employee Benefit program in Canada Key Takeaways A typical employee benefits plan in Canada includes life insurance, extended health care, dental care, and often additional offerings like disability insurance, health spending accounts and retirement savings plans. The healthcare component of employee benefit programs […]
A Step-by-Step Guide to Individual Health & Dental Plans
A Step-by-Step Guide to Understanding Your Options and Implementing an Individual Health and Dental Plan for You and Your Family By Lindsay Byrka, BA, BEd, CFP® Are you leaving your job, retiring, self-employed or just don’t have a benefits plan at your job? Have a plan, but there isn’t enough coverage in a certain area? […]
Disability Insurance
by Lindsay Byrka, BA, BEd, CFP® Dig Deeper into Disability Insurance Trying to wrap your head around Long-Term Disability insurance? Wondering about the differences between your group Long Term Disability and an Individual Disability plan? Group benefits plan administrators, have you done your part to ensure your employees understand their coverage and the monthly […]
Mental Health Support: A Simple Guide to Providing Mental Health Coverage within your Employee Benefits Program
How employers can support employee well-being within an employee benefits program As defined by the Canadian government: mental health refers to one’s general state of psychological and emotional well-being. We acknowledge this is a complex and nuanced topic, and that an employer’s role in supporting positive well-being extends far beyond the insurance coverage they offer […]
Claim Confusion
Claim Confusion: Common Reasons Why Your Benefits Claim May Leave You “Out-of-Pocket” Uncovering why you may be left ‘out-of-pocket’ when claiming under your benefits program Wondering why you’re left ‘out-of-pocket’ despite having a robust benefits program? There is nothing more frustrating than submitting your claim, only to find it’s not covered, or not covered up […]
Understanding Travel Insurance
Understanding Travel Insurance: Everything You Need to Know Before Takeoff When we talk to groups of employees about their benefits coverage, one thing that pops up time after time is that employees are often unaware that their extended health care includes travel insurance! Far too many employees have told us that they purchased travel insurance […]
Three Reasons to Implement a Group Savings Plan
We write often about Group Savings Plans, as it’s our belief that one of the best ways employers can assist their employees is by offering them the opportunity to plan and save for the future. This is a sentiment that is echoed by many in our industry. In their recent 2023 recap, iA’s Director of […]
Key Conversations in Benefits 2023
Last year our blog “Top Conversations of 2022” proved to be among our most popular articles for the year! Once again, this year, we have compiled a recap of the Top Conversations in Benefits, from our perspective as benefits advisors. Last year we recapped the top conversations in benefits, which can be summarized as: The […]
Understanding Cost-Sharing in Employee Benefits
Understanding Cost-Sharing in Employee Benefits: The Employer’s Role in Premium Contributions and Standard Practices Introduction In the fiercely competitive job market, employee benefits play a crucial role in attracting and retaining top talent. Among the many decisions that employers face in crafting an appealing benefits package, one of the most significant is determining the […]