By Lindsay Byrka, Vice President, Immix Group: An Employee Benefits Company We hope you’re staying home if possible, but that doesn’t mean you can’t stay active! As benefits consultants, it’s one of our goals to assist our clients in promoting physical and mental well-being; staying active is a key component of
By Howard Cheung, Account Executive, Immix Group / March 31, 2020 Making the decision to lay off employees is not an easy thing to do. More than anything, many employers just want employees to be safe and healthy, and to return to work when operations are back to normal. Unfortunately because of
By Anthony Ciccone, President A message from Anthony Ciccone, President Many of you are feeling concerned about the unprecedented events we are experiencing, and specifically, the severe impact on the financial markets. Three months ago, no one knew what COVID-19 was; now it is impacting everyone. This is uncomfortable; we are
By Lindsay Byrka, Vice President, Immix Group: An Employee Benefits Company You may be familiar with the acronyms “EAP” or even “EFAP.” Perhaps you have a general or at least vague idea about these plans. But, like many people, you’re not exactly sure what they mean or how they work. Lacking
By Lindsay Byrka, Vice President, Immix Group: An Employee Benefits Company With RRSP season winding up – the deadline for 2019 RRSP contributions is March 2 – you may be debating if now is the time to implement a group savings plan for your team. In working with our clients to
A fresh year — and a refresh opportunity By Lindsay Byrka, Vice President, Immix Group: An Employee Benefits Company At the start of a new year, we all make resolutions. With 2020 also being the start of a new decade, perhaps we’re even more motivated to make improvements! When it comes to
By Howard Cheung, Account Executive, Immix Group / Jan 14, 2020 The old-school view would tilt toward getting a raise, on the theory that a bird – well, okay, a bunch of dollars – in the hand seems the more tangible value. But when you do the deep-dive financial analysis, offering benefits
By Howard Cheung, Account Executive, Immix Group / March 14, 2019 Once they grow above three employees, many small businesses start thinking about getting a benefits program. After all, benefits are a key attraction in hiring the best talent. From a human resources perspective, small businesses scaling up should make sure the
By Howard Cheung, Account Executive, Immix Group / November 7, 2018 Many British Columbians welcome the abolishing of public healthcare premiums. They see the move as a huge step towards a truly free healthcare system. But what are the potential cost impacts? Here are 3 things employers should note and prepare for.
By Howard Cheung, Account Executive, Immix Group /August 10, 2018 In Canada this year, we’ve seen much progress and many changes with regard to cannabis legislation. At Immix Group, we are committed to providing active updates to you on the legalization of cannabis – and how this may change the healthcare
By Howard Cheung, Account Executive, Immix Group / May 23, 2018 Employee benefits are an integral part of both the employee-value proposition and the overall working experience. As an HR manager, you might well ask, “Just how deeply should I be involved in employee benefits?” Let’s be frank. The discipline of
By Howard Cheung, Account Executive, Immix Group / April 13, 2018 It is vital that you run a sustainable, healthy employee benefits program tailored to your organization’s needs. As your company changes and grows, be aware that one size does not fit all. Update your program to ensure you continue getting the maximum
By Lindsay Davis, Vice President, Immix Group / March 14, 2018 Benefits fraud is a topic that just keeps trending. There’s good reason for that. Fraud is a huge problem within the world of benefits. It impacts everyone – and it hurts everyone. Benefits fraud is insidious. It takes all forms. Plan
By Howard Cheung, Account Executive, Immix Group / Oct 18, 2018 You may be an accountant, or work in human resources. Or perhaps you are a cost controller, chief financial officer or small-business owner. In any of these roles, you face the same daunting challenge every year: At employee-benefits-renewal time, how best to
By Howard Cheung, Account Executive, Immix Group / Aug 12, 2018 99% of the time the answer is YES, you are covered for travel MEDICAL insurance. Most, if not all, group employee benefit plans have some kind of out of country coverage for unexpected medical emergencies. For example, if you
This blog is from 2017, and due to legislative changes in BC, MSP employer payments were cancelled. Please read more here: https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/premiums ———————————— By Katie Wray, Immix Group / March 30, 2017 The three certainties that come along with living in British Columbia: death, taxes – and Medical Services Plan (MSP) premium
By Lindsay Davis, Vice President, Immix Group / Feb 09, 2017 From time to time, we are approached by businesses that do not have an employee benefits program in place. Or, they have a plan, but they do not have an active relationship with their benefits broker. Surprisingly to us, they
By Howard Cheung, Account Executive, Immix Group / June 15, 2017 You and your business are new, fresh, forward-looking. You’re rethinking traditional workplace health benefits. An efficient, innovative employee digital, cloud-based benefits platform may be just what you’re looking for. This new benefits platform solves the top three common complaints: – plan administrator’s management burden
By Lindsay Davis, Vice President, Immix Group / Jan 06, 2017 You provide health benefits to attract, reward and retain good employees. And it works. The majority of your employees recognize and appreciate the health, dental and other benefits they enjoy at your company. They live up to your expectations. They
By Lindsay Davis, Vice President, Immix Group | Feb 03, 2016 Help ensure individuals do not lose coverage between jobs and in retirement When changing employers, leaving a company, or retiring from the workforce, considering healthcare and dental costs and options can be stressful for many people. A gap in
By Katie Wray, Immix Group Nov 15, 2015 Discussions surrounding prescription drugs tend to take up a large part of any employee benefits renewal meeting. On average, for a typical Canadian small business, prescription drug claims make up 50-70% of the extended health care claims in any given renewal year. Over
By Katie Wray, Immix Group Did you know that most benefits plans include emergency travel insurance? Most clients and their employees either don’t know of this hidden benefit, or they’ve forgotten it. And, if they do happen to remember it, they probably don’t realize just how extensive their emergency coverage is
By Lindsay Byrka | BA, BEd, CFP Vice President, Immix Group: An Employee Benefits Company Imagine for a moment that one of your employees got into a serious crash while commuting home. The employee is going to recover – but it will take months of intense therapy before he can return to