4 Reasons to Add a Health and Wellness Spending Account to Your Benefits Plan By Lindsay Byrka, CFP® President, Immix Group 4 Reasons to Add a Health and Wellness Spending Account to Your Benefits Plan Employers are under steady pressure to offer benefits that feel meaningful to employees, while also managing cost, plan sustainability and […]
Tag: employee benefits
6 Ways to Reduce Benefits Costs Without Cutting Coverage
August 2026 6 Ways to Reduce Benefits Costs Without Cutting Coverage By Lindsay Byrka President, Immix Group 6 Ways to Reduce Benefits Costs Without Cutting Coverage Can employers reduce benefits costs without cutting coverage? Yes. By reviewing administration, vendor overlap, drug plan design, cost-sharing, advisor compensation, and carrier competitiveness, employers can often find practical savings […]
Immix Group True Choice Plan
The Immix Group True Choice Plan is the new name for what many clients have known as the Immix Pool. This article explains why the name changed, how the arrangement supports more informed benefits decisions, and why employers reviewing a renewal, quote, or current plan may want to speak with Immix.
Benefits Pricing
Immix Group Benefits Insight June 2026 True or Temporary Savings? Looking Beyond the Bottom Line in Benefits Pricing By Lindsay Byrka B.A., B.Ed, CFP® | Vice President Client Story One company that now works with the Immix Group initially approached us at the first renewal of a plan. They had made the move the previous […]
Taxation of Benefits
Immix Group Benefits Insight Taxation of Benefits By Lindsay Byrka B.A., B.Ed, CFP | Vice President When an Employer “doing the right thing” backfires In our initial discovery meeting with a new client, we learned of a situation that had them re-examining their entire benefits offering, seeking a second opinion. This employer with a long […]
Dental Benefits
Immix Insights • April 2026 Why Dental Benefits Keep Getting More Expensive and What Employers Should Know Dental coverage remains one of the most valued parts of an employee benefits plan, but it is also one of the areas where employers continue to see cost increases. Written by Howard Cheung Published April 2026 We’re often […]
Group Savings Plans
Group Savings Plans: A More Tax-Efficient Way to Pay Employees Lindsay Byrka, CFP® is Vice President at the Immix Group. She partners with employers to source and manage group life and health plans, and group savings and retirement plans, working with Canada’s leading insurers to support transparent pricing and flexible plan design. LinkedIn When it comes […]
Inclusive Benefits: Weight Management and Chronic Disease Support
Weight Management as a Benefits Priority: What Canadian Employers Need to Know By Lindsay Byrka, CFP®, Vice President, Immix Group About the author Lindsay Byrka, CFP® Vice President, Immix Group LinkedIn profile Obesity in Canada: A Rising Concern for Employers Excess weight and obesity now affect roughly one in three Canadians, a trend that continues […]
Your 2025 Employee Benefits Audit Checklist
by Lindsay Byrka, CFP® Vice President, Immix Group When we first begin working with a new employer to review their benefits offering, it involves a bit of detective work. We need to uncover why you’re not fully satisfied with your benefits program, and why you’ve come to us for a second opinion. Employers often sense […]
Your Benefits, Your Way: The “101” on Health & Wellness Spending Accounts
by Lindsay Byrka | B.A., B.Ed, CFP | Vice President If you’re a Canadian business owner looking to offer flexible, tax-effective coverage that empowers your team, an HSA could be the missing piece of your benefits offering. In this guide, we’ll break down what an HSA is, how it works, and why businesses like yours are making […]